Terms and Conditions

1. Acceptance of Terms

By accessing or using our website and services, you agree to be bound by these Terms and Conditions and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

2. Description of Services

FinanceFlow provides financial clarity services to help individuals and businesses improve their understanding of financial operations. Our services include financial assessment, analysis, and recommendations aimed at providing clarity and confidence in financial matters.

3. Use of Services

You agree to use our services only for lawful purposes and in accordance with these Terms. You are responsible for ensuring that any information you provide to us is accurate and complete.

4. Payment Terms

Payment for our services is required in accordance with the pricing package you select. All fees are non-refundable unless otherwise specified in writing. We reserve the right to modify our fees at any time.

5. Intellectual Property

All content, features, and functionality of our website, including but not limited to text, graphics, logos, icons, images, and software, are the exclusive property of FinanceFlow or its licensors and are protected by copyright, trademark, and other intellectual property laws.

6. User Responsibilities

You are responsible for maintaining the confidentiality of any account information and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

7. Limitation of Liability

To the fullest extent permitted by applicable law, FinanceFlow shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the services.

8. Indemnification

You agree to indemnify, defend, and hold harmless FinanceFlow, its officers, directors, employees, agents, and affiliates, from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) that such parties may incur as a result of or arising from your violation of these Terms.

9. Modification of Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. It is your responsibility to check these Terms periodically for changes. Your continued use of our services following the posting of any changes to these Terms constitutes acceptance of those changes.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Malaysia, without regard to its conflict of law provisions.

11. Contact Information

For any questions about these Terms, please contact us at:

📧 Email: [email protected]

📍 Address: Level 27, Tower B, The Vertical, Bangsar South, 59200 Kuala Lumpur, Malaysia